Ask which of Quincy and Malden is cheaper and the index has no answer for you. They are, in practice, the same price.
So this is not a price comparison. It is a line comparison.
The numbers first
Zillow Home Value Index, as of August 2026.
| Quincy | Malden | |
|---|---|---|
| Typical home value | about $679,587 | about $674,568 |
| Year over year | +1.8% | +1.9% |
| Five years | +18.5% | +17.8% |
First, what this number is. ZHVI is not the median of homes that actually sold. It is Zillow’s modelled estimate of what a typical home in the mid-range of the market is worth, and it pools single-family houses and condos together. “Quincy is $679,587” does not mean homes there sell at that price; it means the typical Quincy home is estimated to be worth roughly that. Individual listings vary enormously in both directions.
With that said, two things stand out.
They are less than 1% apart. $679,587 and $674,568. This is not a gap that lets you strike one city off the list on budget grounds.
Five-year movement is nearly identical too. 18.5% and 17.8%. That is not a spread that supports describing one as the one that appreciates and the other as the one that lags.
What actually separates them is the line
The station lists are a matter of public record.
Quincy has four stations on the Red Line’s Braintree branch: North Quincy, Wollaston, Quincy Center and Quincy Adams. The Red Line runs through South Station, Downtown Crossing and Park Street and up to Kendall/MIT and Harvard. Commuter rail also stops at Quincy Center — the Greenbush, Kingston and Fall River/New Bedford lines.
Malden has two Orange Line stations, Malden Center and Oak Grove, with Oak Grove as the line’s northern terminal. The Orange Line runs through North Station, Haymarket, State, Downtown Crossing, Back Bay and Ruggles, down to Forest Hills. The Haverhill Line commuter rail stops at Malden Center.
Settle your work address before you run this comparison. If you are anchored on the Red Line spine — Kendall Square, Harvard — Quincy is structurally closer. If you are on the Orange Line spine, toward North Station or Ruggles, Malden is. But that is the map talking. Your real commute is decided by how long it takes you to reach the station and whether you transfer. Nothing substitutes for timing it yourself on a weekday morning.
On schools, start with the rule
Almost every family asks the same question: which school does this house come with?
The answer differs by city, and it changes year to year within a city.
Malden publishes its rule. Its district page states that new students enrolling in grades K-8 are assigned to the school within the attendance area in which they reside. Transfers out of your area can be requested, but the class size maximums applied when judging available space are 20 in kindergarten and 25 in grades 1-8, and when an out-of-area placement is granted, transportation becomes the family’s responsibility.
For Quincy, the accurate path is to confirm the assigned school for a specific address with the district’s registration office.
Published school and district figures are available directly from the Massachusetts Department of Elementary and Secondary Education’s School and District Profiles. Which school is good, or which neighborhood suits which family, is not something I can tell you — and should not be. Read the published figures and the assignment rules and decide for yourself.
Which one, then
Quincy if your work or school sits on the Red Line spine, if having four stations to choose from matters, and if you also need South Shore commuter rail. The area itself is covered in the Quincy neighborhood guide.
Malden if your work is on the Orange Line spine and you move often toward North Station or along the Haverhill Line.
Neither, if you are deciding on the assumption that one is about to outperform the other. The five-year figures do not support that story, and index history is not a forecast in any case.
For the same shape of comparison — a gap smaller than people expect — Cambridge vs Somerville covers that pair. For a case where the city line itself changes which rules apply to you, see Allston-Brighton vs Brookline.
One caveat
These figures describe two cities in one month. They are not a valuation of any home you are considering, and they are not a forecast.
What I do is walk both cities with you, in Korean as well as English, and be specific about what the same budget actually buys in each. Get in touch with your work address and budget and we can start by narrowing it to one.
Questions
Common questions
Is Quincy or Malden cheaper?
On the Zillow Home Value Index as of August 2026, Quincy sits around $679,587 and Malden around $674,568 — less than 1% apart. Note that ZHVI is a modelled estimate of typical home value, not a median of recorded sales, and it combines single-family homes and condos. Any individual property can sit well above or below it.
How do the two cities differ on rapid transit?
Quincy has four stations on the Red Line's Braintree branch: North Quincy, Wollaston, Quincy Center and Quincy Adams. Malden has two Orange Line stations, Malden Center and Oak Grove, with Oak Grove as the line's northern terminal. Commuter rail reaches both: the Greenbush, Kingston and Fall River/New Bedford lines stop at Quincy Center, and the Haverhill Line stops at Malden Center.
If I buy here, which school is my child assigned to?
Assignment rules are set by each district and can change year to year, so confirm the assigned school for a specific address with the district's registration office. Malden publishes its rule: the district states that new students enrolling in grades K-8 are assigned to the school within the attendance area in which they reside, and the class size maximums it applies when considering out-of-area transfers are 20 students in kindergarten and 25 in grades 1-8.
Sources
- Zillow Home Value Index (ZHVI), August 2026, retrieved 2026-10-08 — smoothed and seasonally adjusted, 33rd–67th percentile, single-family and condo combined. From the public city-level CSV: Quincy $679,587 (+1.8% year over year, +18.5% over five years), Malden $674,568 (+1.9% year over year, +17.8% over five years).
- MBTA, public stop data by route (API v3), retrieved 2026-10-08 — Red Line Braintree branch: North Quincy, Wollaston, Quincy Center, Quincy Adams, Braintree. Orange Line northern end: Malden Center, Oak Grove (both in Malden). Routes serving Quincy Center: Red Line, Greenbush Line, Kingston Line, Fall River/New Bedford Line. Routes serving Malden Center: Orange Line, Haverhill Line.
- MBTA, Subway Stations list — Red Line Braintree branch stations and 'Oak Grove' as the Orange Line's northern terminal, retrieved 2026-10-08.
- Malden Public Schools, Residential School Assignment (K-8): 'When new students enroll in grades K-8 of the Malden Public Schools they will be assigned to the school within the attendance area in which they reside.' Class size maximums applied to transfer requests: '20 students in Kindergarten and 25 students in grades 1-8'. Retrieved 2026-10-08.
- Massachusetts Department of Elementary and Secondary Education, School and District Profiles — where published school and district figures can be looked up, retrieved 2026-10-08.
Written by Diana Yeji Kim — REALTOR® at eXp Realty, serving Greater Boston in English, Korean, and Japanese.
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